Are Infertility Treatments So Expensive? Learn Infertility Treatment Grants & Insurance Plans

Infertility treatment can be an expensive venture. The prices for infertility treatment is dependent on the kind of procedure recommended. Every treatment has its pricing and routine. For example, in the case of a couple who might require IUI (intrauterine insemination), they will spend a lesser amount in comparison to a patient needed to go for advanced surgery. The same case is evidenced for patients required to take IVF as their only treatment for infertility. Lack of infertility treatments AZ has forced most Arizona couples to go for their IVF treatment as other fertility clinics in the state. The fertility clinic Arizona has favorable prices for infertility treatments; for instance, IUI’s costs $750, IVF costs $5000, IVF with PGS/CCS costs $6200, Egg Freezing costs $1000.

Infertility Treatment Grants

It is important to note that there exists a limited number of scholarships and grants for infertility treatments. The process of applying for a grant is not simple or free. The procedure requires the candidate to pay some fees, which go up to $100. The paperwork involved is usually long and tedious. The grants offered rarely foots the entire fertility treatment bill.

National Grants

There are numerous national grants that are available for patients seeking infertility treatments. The Tinina Q. Cade Foundation’s Family Building Grant awards an annual award of up to $10,000 for needy families with infertility problems. The grants are paid directly to the recipient’s fertility clinic. INCIID IVF Scholarship helps the patients by offering donated IVF cycles. Parenthood for Me Grant offers grant fertility treatment. For an individual to qualify for this grant, the candidate must be a resident of the United States, must demonstrate financial hardship, must have no children, and have an association with a reproductive endocrinologist.

Procedure when seeking local scholarships

It is always important to consult your fertility clinic before seeking external grants. Some of the fertility clinics can offer need-based scholarships and grants themselves but are never advertised. Other locally-based grants stipulate that the recipient must be a resident of a specific city or state while others allow the recipient to travel from other states. Patients from different locality should make sure that their application is first accepted before application to avoid paying the nonrefundable application fee only to find out that they are ineligible.

Insurance Plans

The technological complexity of infertility treatment has made the process extremely expensive. In this case, only 25% of the United States’ health insurance plan covers infertility treatment. As a result, legislation has mandated insurance coverage in 15 states where infertility treatment is only available in private insurance plans. Insurance coverage for infertility treatment is up to the employer than an insurance company. Whenever an employer is deciding on the insurance benefit for their company, they are liberty to decide whether to include infertility in their coverage. In case they choose to include it, then the premiums will automatically increase. Smaller insurance companies do not even have infertility benefit packages.

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